A private education loan from eduKey is available for undergraduate students, graduate school students, or professional school students, and can help you meet today’s escalating college costs and go to the school of your choice. Once you’ve explored federal student loans and financial aid, consider an eduKey private education loan:

• Borrow up to $30,000 per school year
• Take up to 20 years to repay your private education loan
• Make no payments until six months after you graduate
• Pay no application fee, fill out no federal forms
• Apply now for a private education loan and receive an instant decision

Use the loan to pay for your education-related expenses:

• tuition and fees
• room and board
• books and supplies
• computers
• transportation
• living expenses
• study abroad

Borrow as much (or as little) as you need.
Everyone’s personal finances are different. That’s why eduKey lets you borrow exactly what you need to pay for your education. Depending on your creditworthiness (or your co-signer’s), you can take out a private education loan and borrow up to $30,000 a year.

Choose repayment terms that work for you.
With eduKey, you can extend your private education loan repayment period up to 20 years, which can significantly lower your monthly payment. This way, you’ll have more money available to you each month when you graduate. You can even make extra payments or pay off your private education loan at any time without prepayment penalty. Plus, the interest you pay may be tax deductible (consult your tax advisor).

Start repaying your private education loan when you’re ready.
eduKey lets you defer your private education loan payments until six months after you graduate or begin attending school less than half time. This makes it possible to focus on completing your education without the burden of a monthly payment.

Take advantage of additional eduKey benefits.

• No application fee
• No federal forms
• No prepayment penalty
• No long wait to receive your check