Private student loans for college students from eduKey can help you meet today’s escalating college costs and go to the school of your choice. Once you’ve explored federal student loans and financial aid, consider an eduKey undergraduate private college loan:

• Borrow up to $30,000 per school year
• Take up to 20 years to repay your private college loan
• Make no payments until six months after you graduate
• Pay no application fee, fill out no federal forms
• Apply now for a private college loan and receive an instant decision

Use the loan to pay for your education-related expenses:

• tuition and fees
• room and board
• books and supplies
• computers
• transportation
• living expenses
• study abroad

Borrow as much (or as little) as you need.
Everyone’s personal finances are different. That’s why eduKey lets you borrow what you need to pay for college. Depending on your creditworthiness (or your co-signer’s), you can take out a private college loan and borrow up to $30,000 a year for a total of $120,000 over four years.

Choose repayment terms that work for you.
With eduKey, you can extend your private college loan repayment period up to 20 years, which can significantly lower your monthly payment. So you’ll have more money available to you each month when you graduate. You can make extra payments or pay off your private college loan at any time without prepayment penalty. Plus, the interest you pay may be tax deductible (consult your tax advisor).

Start repaying your private college loan when you’re ready.
eduKey lets you defer your private college loan payments until six months after you graduate or begin attending school less than half time. So you can focus on completing your undergraduate education without the burden of a monthly payment.

Take advantage of additional eduKey benefits.

• No application fee
• No federal forms
• No prepayment penalty
• No long wait to receive your check